Your privacy is our top priority. RetireCalc is designed so that all financial calculations happen entirely in your browser. We never see, store, or share the numbers you enter.
Information We Collect
RetireCalc is built with a privacy-first architecture. Our retirement calculator performs all calculations locally in your web browser using JavaScript. No financial data you enter — including your savings, contributions, age, or any other personal information — is ever transmitted to our servers or any third party.
We may collect the following minimal, non-personal information:
- Anonymous usage data — such as page views, time on site, and browser type — collected through Google Analytics to help us improve our website.
- Basic device information — such as operating system and screen resolution — for analytics and optimization purposes.
Cookies
We use minimal cookies solely for the following purposes:
- Google Analytics — to understand how visitors use our site so we can improve the user experience. These cookies are anonymous and do not identify you personally.
- Google AdSense — to serve relevant advertisements. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the internet.
You can disable cookies in your browser settings at any time. However, please note that disabling cookies may affect the functionality of some third-party services on our site.
Google AdSense
We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites. Google's use of advertising cookies enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the Internet.
You can learn more about how Google uses data when you use our site by visiting https://policies.google.com/technologies/partner-sites.
You may opt out of personalized advertising by visiting Google Ads Settings.
Data Security
Since all retirement calculations are performed client-side, your financial data never leaves your device. This means there is no risk of your financial information being intercepted, stolen, or exposed through a server breach. We implement industry-standard security practices, including HTTPS encryption, to protect any non-financial data we may collect through analytics.
Third-Party Services
We use the following third-party services on our website:
- Google Analytics — for anonymous website usage analysis
- Google AdSense — for advertising
- Google Fonts — for typography
- Chart.js — for data visualization (loaded locally in your browser)
Each of these services has its own privacy policy governing the use of data. We encourage you to review their policies for more information.
Children's Privacy
Our website is not intended for children under the age of 13. We do not knowingly collect any personal information from children under 13. If you believe a child has provided us with personal information, please contact us immediately.
Your Rights
Depending on your location, you may have the following rights regarding your data:
- Right to Access — Request information about what data we hold about you.
- Right to Deletion — Request that we delete any personal data we may hold.
- Right to Opt Out — Opt out of cookies and personalized advertising through your browser settings or Google's Ads Settings.
To exercise any of these rights, please contact us.
Changes to This Policy
We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
Contact
If you have any questions, concerns, or requests regarding this privacy policy or our data practices, please don't hesitate to contact us.
Last updated: June 2026